Go to Jeff Salisbury LWGate Home Page.From: Gene Ricci <genr@swbell.net>
Subject: [CANSLIM] [off topic] Virtues of AIII?
Date: Thu, 21 Feb 2002 10:08:20 -0600
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Warren, others have expressed my feelings about AAII. I like it =
because it is gives me a source for non-hype information. If you have =
the slightest interest... don't hesitate... sign up... see refund offer =
at the bottom of this clip.
Gene=20
- -------------------------------------------------------------------------=
- -
=20
- -------------------------------------------------------------------------=
- -
=20
#1 THE AAII JOURNAL=20
FREE TO MEMBERS =20
=20
Published 10 times a year, the Journal provides you =
with a continuing stream of information and insight that focuses on how =
you can improve your investment results. The Journal doesn't tout "Must =
Buy Lists" or speculative "Stock Tips," but rather stresses hands-on =
participation in your financial future through education and =
understanding.=20
Journal Features and How-To Workshops regularly cover =
issues like - The Common Traits of Successful Investment Strategies, =
Sell Decision: Knowing When to Walk Away, Retirement Spending Rules, and =
much more.
=20
=20
#2 SHADOW STOCK COVERAGE=20
FREE TO MEMBERS =20
=20
A valuable AAII report providing the results of =
screens that many investors use to select stocks (P/E ratio, yield, book =
value, earnings growth, etc.). These screens can save you considerable =
time in your search for undervalued stocks. They emphasize the "Shadow =
Stocks" - stocks ignored by institutions because of size and not covered =
much by analysts. but solid and profitable.=20
=20
=20
#3 AAII YEAR-END TAX STRATEGY GUIDE=20
FREE TO MEMBERS =20
=20
Each year at the end of November members receive an =
extensive guide to the tax planning aspects of investment. The guide is =
based on the latest laws and rulings. Special sections include: Tax =
Changes, Rules to Know About, and Year-End Tax Moves. Deloitte & Touche =
calls it, ".an invaluable source for easy to understand and actionable =
tax advice."=20
=20
=20
#4 THE "INDIVIDUAL INVESTOR'S GUIDE TO LOW-LOAD =
MUTUAL FUNDS"=20
FREE TO MEMBERS =20
=20
Mailed to you early each year, this book provides =
in-depth analysis of over 900 no-load and low-load funds and discusses =
how to select the best funds for you. Awarded the only four-star rating =
by Kiplinger's Personal Finance, this widely acclaimed book sells to the =
general public for $24.95, but as an AAII member it is yours free. =
Barron's calls it "...one of the best books around on the subject." The =
Low-Load Mutual Fund Guide provides all the performance data, returns, =
risk rankings, and fund manager info you need to make well-informed =
investment decisions.=20
=20
=20
#5 MORNINGSTAR MUTUAL FUND REPORTS=20
FREE TO MEMBERS =20
=20
We have arranged for our members to receive =
Morningstar mutual fund quicktake reports for over 10,000 mutual funds =
at no cost. You'll have free access to the statistics, rankings and =
evaluations you need to find the right funds for you.=20
=20
=20
#6 LOCAL CHAPTER MEMBERSHIP =20
=20
There are over 200 AAII chapters and special interest =
groups now operating in metropolitan areas and more are being added. =
Chapters offer the opportunity to meet with fellow members and to hear =
experts speak on a variety of investment topics for an "up front, hands =
on" approach to investment learning. As a member you can participate =
with no additional dues.=20
=20
=20
#7 STOCK REPORTS=20
FREE TO MEMBERS =20
=20
Through Standard & Poor's Corporation we have arranged =
for members to receive S&P reports for a number of corporations at no =
cost. Beyond company-specific tear sheets, you will also receive =
in-depth historical data covering popular S&P indexes and the overall =
stock market.=20
=20
=20
#8 INVESTMENT SEMINARS=20
AT REDUCED COST =20
=20
Over 50 seminars are conducted in cities throughout =
the United States each year - from introductory to advanced on a variety =
of subjects. Each seminar is designed to provide practical ways to =
improve your investment results.
=20
=20
#9 STUDY PROGRAMS=20
AT REDUCED COST =20
=20
AAII offers a wide variety of home study materials to =
its members. These materials are constantly being expanded and revised =
and are designed to take individual investors as far as they want to go =
- - from basics to the concepts of a graduate course in investment theory. =
=20
=20
#10 "A LIFETIME STRATEGY FOR INVESTING"=20
FREE TO MEMBERS =20
=20
Written by James Cloonan, the chairman of AAII, this =
establishes the AAII philosophy of investing. Many members have told us =
that this guide has changed their entire investment outlook. Kiplinger's =
Personal Finance Magazine calls it ". a highly readable and sensible =
investment course all by itself."
=20
=20
#11 COMPUTER USERS NEWSLETTER=20
AT REDUCED COST =20
=20
Because a growing number of investors are using =
computers in their decision making process, AAII publishes an optional =
bimonthly newsletter. This publication, Computerized Investing, explores =
a variety of ways to make the computer a more effective investment tool =
through software, web sites, and investment screening techniques.=20
=20
=20
#12 THE "INDIVIDUAL INVESTOR'S GUIDE TO =
COMPUTERIZED INVESTING" =20
=20
Subscribers to Computerized Investing also receive our =
340 page on-line guide to using investment web sites, software, and =
databases at no additional cost.=20
=20
=20
#13 AAII.com=20
FREE TO MEMBERS =20
=20
Join AAII and receive unlimited access to our =
members-only Web site. We have a powerful suite of on-line investing =
tools. Plus you can perform extensive investment research by tapping =
into our editorial database, following AAII stock screens, or by =
downloading FREE investor-related software programs.=20
=20
=20
#14 AAII PORTFOLIOS=20
FREE TO MEMBERS =20
=20
Our research portfolios will provide you with a =
practical, hands-on investment education. Throughout the year we update =
you on the performance and investment strategy behind the AAII research =
portfolios and provide you with an in-depth understanding of why these =
portfolios are successful and how you can adapt our research to best =
suit your needs.
=20
=20
#15 AAII "STOCK INVESTOR" =20
=20
For computer users this is a powerful optional service =
- - a quarterly CD-ROM providing over 500 items of the latest information =
on each stock from the Market Guide database. This service covers over =
9,000 stocks and has screening and filtering capabilities. It's =
available to members at a fraction of the cost of comparable products. =
We also have a Professional version with monthly data and even more =
power. Both versions provide analyst earnings estimates from I/B/E/S.
=20
=20
=20
=20
#16 DISCOUNT BROKERAGE SURVEY =20
=20
Each January you receive free our survey of the =
charges and services of discount brokerage firms. This free coverage =
also provides an analysis to help you choose the pricing system and =
service package that best suits your individual needs.=20
=20
=20
#17 DIVIDEND REINVESTMENT PLAN =20
=20
Hundreds of major corporations allow you to buy =
additional stock with your dividends, without commissions and often at a =
below market price. AAII members receive a free listing of these =
companies each June with "how to" information.=20
=20
=20
#18 INDIVIDUAL INVESTOR'S GUIDE TO INVESTMENT WEB =
SITES =20
=20
AAII's Web site guide takes the hard work out of =
hunting down valuable on-line investment information. Annually, we =
describe rate and review investment Web sites so you can spend less time =
"surfing" and more time researching.
=20
=20
#19 QUARTERLY LOW-LOAD MUTUAL FUND UPDATE =20
=20
This optional service provides information quarterly =
on all the funds covered in our Low-Load Guide. It is available in print =
or on-line.
=20
=20
#20 THE "BEST OF BOTH WORLDS" MONEY MARKET =20
=20
Members can also participate in a special AAII money =
market bank account-a bank money market account that guarantees a yield =
above the average of all money market mutual funds and provides the FDIC =
insurance of a bank. The best of both worlds. This single benefit could =
earn you much more than the membership dues.
=20
=20
#21 INVESTING PATHWAYS=20
FREE TO MEMBERS =20
=20
AAII's on-line investment mini-courses are designed to =
make you a smarter and more profitable investor. Topics covered include: =
Investing Basics, Retirement Planning, Stock Analysis, Taxes and much =
more.=20
=20
AAII'S MINI-COURSES INCLUDE:
a.. First Steps to Successful Investing=20
b.. How to Judge a Stock=20
c.. How the Market Works=20
d.. and much more.=20
=20
#22 RESESARCH =20
=20
The Hidden Benefit - The value of the AAII Journal, =
our seminars and all of our materials is enhanced by the internal =
research of our staff. In addition, we screen current academic research =
(often before publication) to find insights into improving investment =
performance. We not only report on that research, but we sponsor much of =
it by awards to university faculty and doctoral students.=20
AAII is a totally independent non-profit association. =
We don't accept advertising in our Journal. And we grow and change to =
meet the needs of our members. There is no other source for this =
combination of help and support.=20
A single insight gained from our Journal, a seminar or =
other AAII program will repay our modest membership cost many times =
over. In fact, the publication discounts and other special benefits =
alone may exceed the dues.=20
=20
=20
YOU RISK NOTHING BY JOINING =20
=20
Because we cannot fully explain AAII on-line, we make =
this promise: If you decide at any time during the year after joining =
that AAII is not contributing to your investment skills, we will refund =
your annual membership dues in full - no questions. We offer this =
unusual assurance because not only do most of our members renew each =
year, but over 30% have become Lifetime Members. This policy also =
applies to Enhanced Membership with Computerized Investing.=20
We are not offering any magic formula for overnight =
riches. But suppose that through smarter investing, you raised your =
average annual yield by only 4%. In 18 years, the individual earning 12% =
will have twice the assets of an individual earning 8%. The key to =
successful management of your assets requires self-discipline and a =
reasonable investment of time and effort.=20
=20
=20
=20
=20
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<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD>
<META http-equiv=3DContent-Type content=3D"text/html; =
charset=3Diso-8859-1">
<META content=3D"MSHTML 5.50.4913.1100" name=3DGENERATOR>
<STYLE></STYLE>
</HEAD>
<BODY bgColor=3D#ffffff>
<DIV>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D700 border=3D0>
<TBODY>
<TR>
<TD></SPAN>
<P>
<DIV><FONT face=3D"Comic Sans MS">Warren, others have expressed my =
feelings=20
about AAII. I like it because it is gives me a source for non-hype =
information. If you have the slightest interest... don't =
hesitate... sign=20
up... see refund offer at the bottom of this =
clip.</FONT></DIV>
<DIV> </DIV>
<DIV><FONT face=3D"Comic Sans MS">Gene</FONT> </DIV>
<DIV><FONT face=3D"Comic Sans MS"></FONT> </DIV>
<DIV><FONT face=3D"Comic Sans MS"></FONT> </DIV>
<DIV>
<HR color=3D#255fc0>
</DIV>
<DIV><IMG src=3D"http://aaii.com/join/images/benefits2.gif"> =
</DIV>
<HR color=3D#255fc0>
<P><IMG src=3D"http://aaii.com/join/images/teaser.gif">=20
<P>
<TABLE cellSpacing=3D0 cellPadding=3D15 width=3D"100%" border=3D0>
<TBODY>
<TR bgColor=3D#d2d5c6>
<TD width=3D"60%">
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#1 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>THE AAII=20
JOURNAL</FONT> </B><BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Published 10 times a year, the <I>Journal</I> =
provides=20
you with a continuing stream of information and =
insight that=20
focuses on how you can improve your investment =
results. The=20
<I>Journal</I> doesn't tout "Must Buy Lists" or =
speculative=20
"Stock Tips," but rather stresses hands-on =
participation in=20
your financial future through education and =
understanding.=20
<P><I>Journal</I> Features and How-To Workshops =
regularly=20
cover issues like =97 The Common Traits of Successful =
Investment=20
Strategies, Sell Decision: <I>Knowing When to Walk =
Away</I>,=20
Retirement Spending Rules, and much=20
more.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/journalcover.gif" =
border=3D0> </TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#2 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>SHADOW STOCK =
COVERAGE=20
</B></FONT><BR><FONT face=3Dverdana color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>A valuable AAII report providing the results of =
screens=20
that many investors use to select stocks (P/E ratio, =
yield,=20
book value, earnings growth, etc.). These screens can =
save you=20
considerable time in your search for undervalued =
stocks. They=20
emphasize the "Shadow Stocks" =97 stocks ignored by =
institutions=20
because of size and not covered much by analysts=85 =
but solid=20
and profitable. </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/shadow.gif" border=3D0> =
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#3 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>AAII =
YEAR-END TAX=20
STRATEGY GUIDE </B></FONT><BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Each year at the end of November members =
receive an=20
extensive guide to the tax planning aspects of =
investment. The=20
guide is based on the latest laws and rulings. Special =
sections include: Tax Changes, Rules to Know About, =
and=20
Year-End Tax Moves. Deloitte & Touche calls it, =
"=85an=20
invaluable source for easy to understand and =
actionable tax=20
advice." </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/taxguide.gif" border=3D0> =
</TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#4 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>THE =
"INDIVIDUAL=20
INVESTOR'S GUIDE TO LOW-LOAD MUTUAL FUNDS"=20
</B></FONT><BR><FONT face=3Dverdana color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Mailed to you early each year, this book =
provides=20
in-depth analysis of over 900 no-load and low-load =
funds and=20
discusses how to select the best funds for you. =
Awarded the=20
only four-star rating by <B><FONT =
color=3D#255fc0>Kiplinger's=20
Personal Finance</FONT></B>, this widely acclaimed =
book sells=20
to the general public for $24.95, but as an AAII =
member it is=20
yours <B><FONT color=3D#255fc0>free</FONT></B>. =
<B><FONT=20
color=3D#255fc0>Barron's</FONT></B> calls it "...one =
of the best=20
books around on the subject." The <I>Low-Load Mutual =
Fund=20
Guide</I> provides all the performance data, returns, =
risk=20
rankings, and fund manager info you need to make =
well-informed=20
investment decisions. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/qmfu.gif" border=3D0> =
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#5 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>MORNINGSTAR =
MUTUAL=20
FUND REPORTS </B></FONT><BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>We have arranged for our members to receive =
Morningstar=20
mutual fund quicktake reports for over 10,000 mutual =
funds at=20
<B><FONT color=3D#255fc0>no cost</FONT></B>. You'll =
have free=20
access to the statistics, rankings and evaluations you =
need to=20
find the right funds for you. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/morningstar.gif" =
border=3D0></FONT>=20
</TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#6 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>LOCAL =
CHAPTER=20
MEMBERSHIP </B></FONT></TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>There are over 200 AAII chapters and special =
interest=20
groups now operating in metropolitan areas and more =
are being=20
added. Chapters offer the opportunity to meet with =
fellow=20
members and to hear experts speak on a variety of =
investment=20
topics for an "up front, hands on" approach to =
investment=20
learning. As a member you can participate with =
<B><FONT=20
color=3D#255fc0>no additional dues</FONT></B>.=20
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/chaptermap2.gif" =
border=3D0></A>=20
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#7 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>STOCK =
REPORTS=20
</B></FONT><BR><FONT face=3Dverdana color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Through Standard & Poor's Corporation we =
have=20
arranged for members to receive S&P reports for a =
number=20
of corporations <B><FONT color=3D#255fc0>at no =
cost</FONT></B>.=20
Beyond company-specific tear sheets, you will also =
receive=20
in-depth historical data covering popular S&P =
indexes and=20
the overall stock market. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/spsmall.gif" =
border=3D0></FONT>=20
</TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#8 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>INVESTMENT=20
SEMINARS</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>AT REDUCED COST</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Over 50 seminars are conducted in cities =
throughout the=20
United States each year =97 from introductory to =
advanced on a=20
variety of subjects. Each seminar is designed to =
provide=20
practical ways to improve your investment=20
results.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle> </TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#9 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>STUDY=20
PROGRAMS</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>AT REDUCED COST</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>AAII offers a wide variety of home study =
materials to=20
its members. These materials are constantly being =
expanded and=20
revised and are designed to take individual investors =
as far=20
as they want to go =97 from basics to the concepts of =
a graduate=20
course in investment theory. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dtop align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/homestudysm.gif" =
vspace=3D4=20
border=3D0></FONT> </TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#10 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>"A LIFETIME =
STRATEGY=20
FOR INVESTING"</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Written by James Cloonan, the chairman of AAII, =
this=20
establishes the AAII philosophy of investing. Many =
members=20
have told us that this guide has changed their entire=20
investment outlook. <I>Kiplinger's Personal Finance=20
Magazine</I> calls it "=85 a highly readable and =
sensible=20
investment course all by =
itself."</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><A=20
href=3D"javascript:web('/store/lts/')"><IMG=20
src=3D"http://aaii.com/join/images/lts.gif" border=3D0></A> =
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#11 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>COMPUTER =
USERS=20
NEWSLETTER</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>AT REDUCED COST</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Because a growing number of investors are using =
computers in their decision making process, AAII =
publishes an=20
optional bimonthly newsletter. This publication, =
<I><B><FONT=20
color=3D#255fc0>Computerized Investing</FONT></B></I>, =
explores=20
a variety of ways to make the computer a more =
effective=20
investment tool through software, web sites, and =
investment=20
screening techniques. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/ci.gif" border=3D0> =
</TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#12 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>THE =
"INDIVIDUAL=20
INVESTOR'S GUIDE TO COMPUTERIZED INVESTING"</B></FONT> =
</TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Subscribers to <I><B><FONT =
color=3D#255fc0>Computerized=20
Investing</FONT></B></I> also receive our 340 page =
on-line=20
guide to using investment web sites, software, and =
databases=20
at <B><FONT color=3D#255fc0>no additional =
cost</FONT></B>.=20
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dtop align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/ciguidesm.gif" =
border=3D0></FONT>=20
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#13 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana =
color=3D#255fc0>AAII.com</B></FONT>=20
<BR><FONT face=3Dverdana color=3D#c02525 =
size=3D-2><B>FREE TO=20
MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Join AAII and receive unlimited access to our=20
members-only Web site. We have a powerful suite of =
on-line=20
investing tools. Plus you can perform extensive =
investment=20
research by tapping into our editorial database, =
following=20
AAII stock screens, or by downloading <B><FONT=20
color=3D#255fc0>FREE</FONT></B> investor-related =
software=20
programs. </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle> </TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#14 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>AAII=20
PORTFOLIOS</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Our research portfolios will provide you with a =
practical, hands-on investment education. Throughout =
the year=20
we update you on the performance and investment =
strategy=20
behind the AAII research portfolios and provide you =
with an=20
in-depth understanding of why these portfolios are =
successful=20
and how you can adapt our research to best suit your=20
needs.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle> </FONT> </TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#15 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>AAII "STOCK=20
INVESTOR"</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>For computer users this is a powerful optional =
service=20
=97 a quarterly CD-ROM providing over 500 items of the =
latest=20
information on each stock from the Market Guide =
database. This=20
service covers over 9,000 stocks and has screening and =
filtering capabilities. It's available to members at a =
fraction of the cost of comparable products. We also =
have a=20
Professional version with monthly data and even more =
power.=20
Both versions provide analyst <B><FONT =
color=3D#255fc0>earnings=20
estimates</FONT></B> from =
I/B/E/S.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dtop align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/sireg.gif" border=3D0>=20
<P><BR><IMG src=3D"http://aaii.com/join/images/sipro.gif" =
border=3D0>=20
</P></TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#16 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>DISCOUNT =
BROKERAGE=20
SURVEY</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Each January you receive free our survey of the =
charges=20
and services of discount brokerage firms. This free =
coverage=20
also provides an analysis to help you choose the =
pricing=20
system and service package that best suits your =
individual=20
needs. </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/dbguidesm.gif" =
border=3D0></FONT>=20
</TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#17 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>DIVIDEND =
REINVESTMENT=20
PLAN</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Hundreds of major corporations allow you to buy =
additional stock with your dividends, without =
commissions and=20
often at a below market price. AAII members receive a =
free=20
listing of these companies each June with "how to"=20
information. </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/drp.gif" border=3D0> =
</TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#18 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>INDIVIDUAL =
INVESTOR'S=20
GUIDE TO INVESTMENT WEB SITES</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>AAII's Web site guide takes the hard work out =
of=20
hunting down valuable on-line investment information.=20
Annually, we describe rate and review investment Web =
sites so=20
you can spend less time "surfing" and more time=20
researching.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/webguidesm.gif" =
border=3D0> </TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#19 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>QUARTERLY =
LOW-LOAD=20
MUTUAL FUND UPDATE</B></FONT> </TD></TR>
<TR vAlign=3Dtop>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>This optional service provides information =
quarterly on=20
all the funds covered in our <I>Low-Load Guide</I>. It =
is=20
available in print or =
on-line.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/qmfupaper.gif" =
border=3D0> </TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#20 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>THE "BEST OF =
BOTH=20
WORLDS" MONEY MARKET</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Members can also participate in a special AAII =
money=20
market bank account=97a bank money market account that =
guarantees a yield above the average of all money =
market=20
mutual funds and provides the FDIC insurance of a =
bank. The=20
best of both worlds. This single benefit could earn =
you much=20
more than the membership =
dues.</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle> </TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#21 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana color=3D#255fc0>INVESTING=20
PATHWAYS</B></FONT> <BR><FONT face=3Dverdana =
color=3D#c02525=20
size=3D-2><B>FREE TO MEMBERS</B></FONT> </TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>AAII's on-line investment mini-courses are =
designed to=20
make you a smarter and more profitable investor. =
Topics=20
covered include: Investing Basics, Retirement =
Planning, Stock=20
Analysis, Taxes and much more. =
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dtop align=3Dleft></FONT><FONT face=3Dverdana =
size=3D-2>
<DIV align=3Dcenter>AAII'S MINI-COURSES INCLUDE:</DIV>
<UL>
<LI>First Steps to Successful Investing=20
<LI>How to Judge a Stock=20
<LI>How the Market Works=20
<LI>and much more. </LI></UL></FONT></TD></TR>
<TR bgColor=3D#ebe3c7>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD><B><FONT face=3Dverdana color=3D#255fc0>#22 =
</FONT></B></TD>
<TD> </TD>
<TD><B><FONT face=3Dverdana =
color=3D#255fc0>RESESARCH</B></FONT>=20
</TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>The Hidden Benefit =97 The value of the <I>AAII =
Journal</I>, our seminars and all of our materials is =
enhanced=20
by the internal research of our staff. In addition, we =
screen=20
current academic research (often before publication) =
to find=20
insights into improving investment performance. We not =
only=20
report on that research, but we sponsor much of it by =
awards=20
to university faculty and doctoral students.=20
<P>AAII is a totally independent non-profit =
association. We=20
don't accept advertising in our <I>Journal</I>. And we =
grow=20
and change to meet the needs of our members. There is =
no other=20
source for this combination of help and support.=20
<P>A single insight gained from our <I>Journal</I>, a =
seminar=20
or other AAII program will repay our modest membership =
cost=20
many times over. In fact, the publication discounts =
and other=20
special benefits alone may exceed the dues.=20
</P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle> </TD></TR>
<TR bgColor=3D#d2d5c6>
<TD>
<TABLE>
<TBODY>
<TR vAlign=3Dtop>
<TD colSpan=3D3><B><FONT face=3Dverdana =
color=3D#255fc0>YOU RISK=20
NOTHING BY JOINING </FONT></B></TD></TR>
<TR>
<TD> </TD>
<TD> </TD>
<TD>
<P><BR>Because we cannot fully explain AAII on-line, =
we make=20
this promise: If you decide at any time during the =
year after=20
joining that AAII is not contributing to your =
investment=20
skills, we will refund your annual membership dues =
<B><I><FONT=20
color=3D#255fc0>in full</FONT></I></B> =97 no =
questions. We offer=20
this unusual assurance because not only do most of our =
members=20
renew each year, but over 30% have become Lifetime =
Members.=20
This policy also applies to Enhanced Membership with=20
<I>Computerized Investing</I>.=20
<P>We are not offering any magic formula for overnight =
riches.=20
But suppose that through smarter investing, you raised =
your=20
average annual yield by only 4%. In 18 years, the =
individual=20
earning 12% will have <I>twice the assets</I> of an =
individual=20
earning 8%. The key to successful management of your =
assets=20
requires self-discipline and a reasonable investment =
of time=20
and effort. </P></TD></TR></TBODY></TABLE></TD>
<TD vAlign=3Dcenter align=3Dmiddle><IMG=20
src=3D"http://aaii.com/join/images/moneyback.gif">=20
<P><BR>
<P><BR>
=
<P><BR></P></TD></TR></TBODY></TABLE></P></TD></TR></TBODY></TABLE></DIV>=
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