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Subject: Re: persfin-digest V5 #8
Date: Sun, 3 May 1998 17:08:08 -0700
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Please take us off your list, no more e-mail! - ---------- > From: persfin-digest <owner-persfin-digest@lists.xmission.com> > To: persfin-digest@lists.xmission.com > Subject: persfin-digest V5 #8 > Date: Saturday, May 02, 1998 6:40 AM > > persfin-digest Saturday, May 2 1998 Volume 05 : Number 008 > > > > In this issue: > > Re: persfin-digest V5 #7 > US Savings Bonds > Welcome & Thanks.... / V5 #7??? > Re: Welcome & Thanks.... / V5 #7??? > re Massacuhusetts IRA > Trading Hours > Stocks- stop-loss and buying system > IRA Conversion > [PERSFIN] test6 > [PERSFIN] test3 > [PERSFIN] test4 > [PERSFIN] test5 > [PERSFIN] test101 > [PERSFIN] test100 > test23 > test21 > test22 > test20 > Charitable Annuities? > > The messages posted to the Persfin-Digest are opinions and are not > intended to substitute for qualified professional advice. Subscribers > should seek the services of qualifed professionals for such advice. The > publisher, Internet provider, and Digest contributors cannot be held > responsible for any loss incurred as a result of the application of any > of the information provided here. > > Copyright (c) 1998, Jeff Salisbury > > POSTED SUBSCRIPTION FEE: $20/year. Payment is optional. You will not > be billed. The Digest is available to all subscribers, whether or not > they pay. I do not discriminate either in favor of paying subscribers > or against nonpaying subscribers. If you feel that the information > presented here is worth the fee, and you feel comfortable paying it, > send cash, check, or money order (U.S. funds), payable to "Jeff Salisbury", > to: > > Jeff Salisbury > 65 North 1300 East > Logan, Utah 84321 > > Payment will be acknowledged by e-mail if you include an e-mail address. > Subscribe: e-mail majordomo@xmission.com, text: subscribe persfin-digest > Unsubscribe: e-mail majordomo@xmission.net, text: unsubscribe persfin-digest > > ---------------------------------------------------------------------- > > Date: Tue, 28 Apr 1998 13:37:52 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: Re: persfin-digest V5 #7 > > On Apr 28, 11:43am, Sami wrote: > > Subject: Re: persfin-digest V5 #7 > > > > I hope you don't distribute the email list of subscribers to anyone > > else .. Am I correct? > > > >-- End of excerpt from Sami > > Sami, > > You are VERY correct. I personally receive up to a dozen spams every day and > I'll do everything in my power to protect the subscribers of persfin from > ending up on some spammer's distribution list. This is my policy and practice: > > 1. I will NEVER, EVER give or sell email addresses from the persfin list (or > any other list I run). > > 2. All the lists I run are configured to prevent anyone using the majordomo > command "who" to obtain a list of subscribers. If you try to get the list of > subscribers, the result will be: > > >>>> who persfin-digest > **** Command disabled. > > If you have any other concerns, feel free to contact me. > > Regards, > > Jeff > > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 14:20:31 -0500 > From: David Martin <dmartin@seabreeze.hc.ti.com> > Subject: US Savings Bonds > > Someone once mentioned a web site that could give the current > value of any US Savings Bond. Of course, I forgot to save the URL. Can > anyone repeat it for me? Thanks. > > -David Martin > > > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 12:39:05 -0700 > From: Christy Rohrig <christy@netwiz.net> > Subject: Welcome & Thanks.... / V5 #7??? > > Welcome Jeff! > We'll miss Ira. Anyway, I wanted to share my appreciation in your > taking over editorial responsibilities. > Just wondering, were there V5 #1-6 or were they just test mailings? > > Thanks, > - -Christy > > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 13:55:08 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: Re: Welcome & Thanks.... / V5 #7??? > > On Apr 28, 12:39pm, Christy Rohrig wrote: > > Subject: Welcome & Thanks.... / V5 #7??? > > Welcome Jeff! > > We'll miss Ira. Anyway, I wanted to share my appreciation in your > > taking over editorial responsibilities. > > Just wondering, were there V5 #1-6 or were they just test mailings? > > > > Thanks, > > -Christy > >-- End of excerpt from Christy Rohrig > > Christy, > > Ira is still subscribed to persfin-digest and will participate at his leisure. > I will continue to rely on Ira from time to time. > > Also, you are correct regarding V5 #1-6 -- they were just test mailings. > > On a related topic, Ira and I are working on "transplanting" the past issues to > be archived at Xmission. There will be more details in the future on how you > can browse and search these archives... > > Jeff > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 17:06:30 -0400 > From: "Dill, Mary" <mdill@jhancock.com> > Subject: re Massacuhusetts IRA > > > > > > >(Editor's Comment - Massachusetts currently doesn't recognize > > dividing the > > >transfer of income from a regular IRA to a Roth IRA over 4 years in > > 1998. > > >In other words, the entire rollover is considered taxable income in > > 1998. > > >This has other sinister effects, such as raising the AGI limit for > > >miscellaneous deductions because the rollover amount is included as > > >income. There are other AGI phaseouts of deductions - you have to > > run the > > >nmbers, or have your accountant do it. -IK) > > > > Isn't your MA basis higher than your federal basis? a Mass taxpayer > > always paid into an IRA with after tax dollars (received no income > > reduction for an IRA donation even when a federal reduction was > > considered pre-tax). > > > > > > > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 16:57:10 -0500 > From: dmak@tma-net.org > Subject: Trading Hours > > I've been reading in the WSJ about stocks that close at a certain > price in "regular Big Board trading," but closed at a different price > in "New York Composite Trading." Anyone know what the differece is? > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 19:15:25 -0400 > From: eric <eric_marcus@compuserve.com> > Subject: Stocks- stop-loss and buying system > > This is my stock system: Trailing stop-loss orders as follows:if stock is= > > under $30, stop-loss at 80%, If between $30-$80, S/L at 15%, if over $80,= > > S/L at 12%. Obviously this approach doesn't prevent a "whipsaw", but I'm > willing to risk that.(There is no perfect world of investing.) > > Conversely, if stock goes up 20%, 15%, 12% respectively, I buy 60% more > shares, each time it rises that percentage. Of course I raise the > stop-loss immediately. > > Comments (or other approaches) would be appreciated. > > Eric = > > > > - - > > ------------------------------ > > Date: Wed, 29 Apr 1998 18:08:50 -0400 (EDT) > From: Ira Krakow <krakowi@tiac.net> > Subject: IRA Conversion > > >X-Originating-IP: [206.30.222.151] > >From: "mike morehouse" <mikemore@hotmail.com> > >To: pfinance.guide@miningco.com > >Subject: IRA Conversion > >Date: Wed, 29 Apr 1998 05:33:17 PDT > > > >On 4/15/98 I opened a Traditional IRA for tax year 1997 for my 19 year > >old son using a $2,000.00 lump sum contribution. We did a traditional > >deductible to reduce his taxes. Am I correct in understanding that I > >could now convert this IRA to a Roth and be able to spread the taxes > >over 4 years. Would this not make sense to do and is there something > >here I am missing or this this just a smart thing to do that Uncle Sam > >lets us do this year only? > > > >______________________________________________________ > >Get Your Private, Free Email at http://www.hotmail.com > > > > > NEW EMAIL ADDRESS: krakowi@tiac.ent > > Your personal finance questions answered at: > Web: http://pfinance.miningco.com > Email: pfinance.guide@miningco.com > Bulletin Board: http://pfinance.miningco.com/mpboards.htm > Chat Room: http://pfinance.miningco.com/mpchat.htm > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 15:59:15 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test6 > > test6 > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 15:51:19 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test3 > > test3 > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 15:51:40 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test4 > > test4 > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 15:58:39 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test5 > > test5 > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 18:03:00 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test101 > > test101 > > > - - > > ------------------------------ > > Date: Sat, 25 Apr 1998 18:02:40 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: [PERSFIN] test100 > > test100 > > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 08:19:28 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: test23 > > test23 > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 08:19:05 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: test21 > > test21 > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 08:19:16 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: test22 > > test22 > > - - > > ------------------------------ > > Date: Tue, 28 Apr 1998 08:18:53 -0600 > From: jeff@scrooge.csd.sdl.usu.edu (Jeff Salisbury) > Subject: test20 > > test20 > > - - > > ------------------------------ > > Date: Fri, 01 May 1998 17:32:20 -0400 > From: Joel Elias <joelhe@geocities.com> > Subject: Charitable Annuities? > > I have read that it is possible to set up charitable annuities so that one > receives payments for life, of which some part may be non-taxable, and some > or all of the amount paid in to the annuity is deductible from current > taxes. I was also told that one could fund such annuities with appreciated > assets and avoid capital gains taxes. This sounds like it could be a useful > retirement and estate planning tool for someone with no heirs and > reasonable current income. I would like to learn more about using such > annuities as a financial and estate planning tool. > > Can other persfiners point me to reliable information on this topic? > What major (i. e. expected to be around for a while) charities have such > programs? > Any cautions for one getting involved in charitable annuities? > > Thanks in advance. > - ---------- > Joel H. Elias > mailto:joelhe@geocities.com > > > - - > > ------------------------------ > > End of persfin-digest V5 #8 > *************************** > > - > To unsubscribe to persfin-digest, send an email to "majordomo@xmission.com" > with "unsubscribe persfin-digest" in the body of the message. > For information on digests or retrieving files and old messages send > "help" to the same address. Do not use quotes in your message. - -
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Top of Thread: Re: persfin-digest V5 #8 "Cal Lester"
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