auto insurance-uninsured/underinsured coverage

From: "sran_jc@access.k12.org" <sran_jc@ACCESS-K12.org>
Subject: auto insurance-uninsured/underinsured coverage
Date: Tue, 26 May 1998 22:36:12 -0400

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I just received my auto insurance billing.  There seems to be some
changes to the uninsured/underinsured coverage which got me wondering if
this coverage is necessary.  My state has a law requiring all drivers to
carry insurance.  I am a full time employee with paid hospitalization. 
I figure since the auto insurance's uninsured/underinsured coverage pays
only medical benefits and probably after my hospitalization is first
billed...just what's the reason for continuing the
uninsured/underinsured coverage?.....What am I missing here, if
anything?  The premium for this part is $150, am I wasting my money?



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