insurance

From: BOB FORD <BOB_FORD@compuserve.com>
Subject: insurance
Date: Sat, 30 May 1998 11:07:26 -0400

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>Date: Tue, 26 May 1998 22:36:12 -0400
>From: "sran_jc@access.k12.org" <sran_jc@ACCESS-K12.org>
>Subject: auto insurance-uninsured/underinsured coverage
> =

>I just received my auto insurance billing.  There seems to be some
>changes to the uninsured/underinsured coverage which got me wondering if=

>this coverage is necessary.  My state has a law requiring all drivers to=

>carry insurance.  I am a full time employee with paid hospitalization. =

>I figure since the auto insurance's uninsured/underinsured coverage pays=

>only medical benefits and probably after my hospitalization is first
>billed...just what's the reason for continuing the
>uninsured/underinsured coverage?.....What am I missing here, if
>anything?  The premium for this part is $150, am I wasting my money?
 =

Here are some things to consider before buying uninsured motorist coverag=
e.

If you are in an HMO, what happens if you are injured where the HMO does
not have a hospital?  Who pays for your medical care?

Does your medical insurance have a deductible?  Can you pay the deductibl=
e
for a large hospital bill? =


What happens if you become unemployed?

Some companies insurance for their employees restrict what doctors the
employee can use.  This restriction does not apply if you are injured by =
an
uninsured driver and you have uninsured insurance coverage.

GOOD LUCK
BOB FORD
BOB_FORD@COMPUSERVE.COM   =




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