RE: Disability Insurance Questions

From: "Jackson, Anthony D." <JacksAD1@central.ssd.jhuapl.edu>
Subject: RE: Disability Insurance Questions
Date: Mon, 22 Jun 1998 09:51:49 -0400

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Brian wrote: 
Date: Mon, 15 Jun 1998 09:40:23 -0700
From: "Brian O'Rourke" <borourke@strategies-u.com>
Subject: Disability Insurance Questions

>Does that mean that no one out there has any questions >about Life,
Disability or Health Insurance?

I have a question about disability insurance. My former employer
provided disability insurance, but my current employer does not, so I
will be delving into the disability insurance market on my own for the
first time.  Who are the major disability insurance providers for
individuals? What premiums can a 33-year old male expect to pay to
replace around 60 - 70% of income?

Brian O'Rourke
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Brian,
	Depending on what career you are in I would suggest you try to get
disability Ins. from your trade organization.  That way you take advantage
of group rates, etc.  The premiums are based on the dollar amount that
represents 60-70% of your salary.  At your age to replace about $3000 per
month premiums should be around $150-$200.  These figures are around what I
think my engineering society get from NY Life.  
	If you are not in a trade group, consider joining one for the
benefits.  The cost of membership plus the reduction in premiums sometime
are better than the rates if you go it alone.  

"TJ"





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