Credit Reports

From: Roberta Healey <rhealey@MAIL.COLGATE.EDU>
Subject: Credit Reports
Date: Thu, 23 Jul 1998 09:22:25 -0400

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	This month's Consumer Reports suggested that one adapt a
defensive stance concerning the upcoming "Year 2000 problem" and order a
credit report from each of the major three credit-reporting bureaus and
keep them to compare with a report ordered after 2000. 
Equifax  800-685-1111
Experian 800-682-7654
TransUnion 800-916-8800
	It is my recollection that one is entitled to a free credit
report from each agency once a year, so this sounded like a good idea to
me, but when I called Equifax to request one, I got only voice mail,
which instructed that there would be an $8 charge and requesting me to
leave credit card authorization. I haven't tried the other two yet.
	What I was wondering is if anyone knows if one is, indeed,
entitled to a free credit report once year if they have not been denied
credit?

Roberta



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