Dental Insurance


From: <BeneFits@aol.com>
Subject: Dental Insurance
Date: Tue, 4 Aug 1998 09:37:24 EDT

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	In Vol. 5, #40 of Persfin-digest Al Kondo asks about dental insurance to be
purchased thru his business.

	Well, Al you have asked the right question.  I think more and more people are
finally getting interested in the quality of the Drs. in the programs rather
than the programs.  Your request means that you also have to change the way
you purchase coverage.  From what you wrote, the last time you got coverage
you bought a plan and found Doctors in it that didn't meet your expectations.
This time go out and first find a Doctor you like and than ask him/her what
Dental Insurance Carriers(Plans) they work with.

	All Insurance is State regulated.  What this means is that programs that are
available in your State are NOT the same programs that are available in a
neighboring State or New York for that matter.  For me, or anyone, to tell you
to look at the ABC Plan or the MNO plan is not doing you justice.  We have no
idea where your Business is located!  You want a good Doctor.  Go find him/her
and hopefully there will be a plan available to cover your costs.

Richard Allen, CFP            
The Employee Benefits Group            
http://www.iix.com/ny/tebg            
            
   Your Business OWES You-            
take advantage of your Business!        
 



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