Go to Jeff Salisbury LWGate Home Page.From: sprasad@cauvery.Eng.Sun.COM (Shankar Prasad)
Subject: Term Life Insurance - Company ratings
Date: Tue, 11 Aug 1998 10:34:14 -0700
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Hi I am looking to buy term life insurance (level for 20 years). I called my auto insurance agent (All State), and he was able to provide a quote from Lincoln Benefit (he said that it was a subsidiary of AllState). The quote was not the very best, like I got from QuoteSmith or MasterQuote (mail-in cards). But the difference is not very large, and taking the local presence of the agent into account, I would rather go with the Allstate agent. However, I would like to know details about the ratings (financial, customer service etc) of the Lincoln Benefit company. Is there some place I can check AM Best or other insurance ratings ? The quote was about $94/100K/year for 20-year level (32-year Male). The best quotes from QuoteSmith etc ranged from $74-$120. Should I be calling other AllState agents as well ? Any suggestions about other agents or term-life companies are welcome. I am in the SFO Bay Area, and have not always been a US resident, and will also be travelling occasionally to India. - -- Regards Shankar Prasad sprasad@eng.sun.com - -
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