RE: Is investing all at once the best way?

From: "Richard A. Bauer" <owowo@fclass.net>
Subject: RE: Is investing all at once the best way?
Date: Sun, 16 Aug 1998 14:43:45 -0500

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Adam Londre wrote:
I'm in the process of converting my 401(k) investments to 4 different IRA 
accounts.  During the process I converted roughly 70% of my stock positions 
to a money market account (and thus am missing out on this latest stock 
price correction).
Anyone know if the best investment strategy is to reinvest all my proceeds 
into the market all at once(86% stocks, 14% bonds) or would it be better to 
invest half now  and then every 3 or 6 months transfer funds from my money 
market account into the market say over a period of 2 years?
****************
IMO: at todays market, dollar cost average over 24 months

It has been said that investing in kind, stock to stock, bond to bond, that 
you can invest all at once.  I agree in more usual times.

One could say that at today's dip from all time highs that investing all at 
once is okay.  But who is to say what the market will bring in next 24 
months - perhaps a 10000 dow, perhaps another dip of 10 to 15 percent.

Richard Bauer
Not a professional, just my personal opinion




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