Re: Credit card rebates

From: "Porter, Jim R" <jrporter@switch.com>
Subject: Re: Credit card rebates
Date: Thu, 8 Oct 1998 13:50:15 -0400

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Steve Foulks <steve_foulks@up.bresnan.net> wrote:
>A friend of mine was asking about credit card rebates.  We both have GM
and
>Ford cards that we max each year.  We were thinking that credit cards
with
>frequent flyer miles would be our next best choice.  Does anyone out
there
>have any thought on good frequent flyer mile credit card programs?

While I believe that cash rebates are superior to other forms, if you
are
determined to look at frequent flyer options, a great site to check (for
credit card rebates of all kinds, including frequent flyer programs) is
http://flur.com/cards/ . When looking at your options, keep in
mind that a frequent flyer mile is considered to be worth about 2 cents.
Compare that to cash rebates available on some cards, while factoring
in the (almost certain) annual fee, and the fact that airlines are
flying
so full these days that being able to actually USE your FF miles is
getting difficult (reserve months in advance for popular destinations,
blackout periods where you can't use them at all, etc.). Certainly
some frequent flyer rebate cards are better than others, but if you
take a cash rebate card, you have all the flexibility of where you
spend the money. 

Jim Porter
jrporter@switch.com

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