a coupla things

From: Randy Barnes <rbarnes@mindspring.com>
Subject: a coupla things
Date: Fri, 08 Jan 1999 09:36:00 -0500

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> Subject: Even lots/odd lots?
> 
> What are the disadvantages of buying odd lots?  ......
> online brokers I use, DATEK and Discover Brokerage Direct.
> 
> Scott L.


Scott, I say go man. There are no disadvantages.  Online trading offers
a great way to buy a few shares cheap. Our investment club has been
using Waterhouse and have made 14 odd-lot trades. All have been executed
quick and no noticeable "bump" as they're almost always limit orders. 
Our little account has made us very happy with an IRR of over 84% in
1998. ( http://www.rbarnes.com/aaic.htm )

- -RB

- ----- --- ----

> when I thought I might be getting ahead, I'm going backwards.  The move
> wiped out our savings account.
> 
> Any help on budgeting, saving money, etc..., would be greatly appreciated
> 
> Gillian

I'm becoming a fan of bankruptcy. This sounds shocking at first, but
you'll suffer the same or worse fate if you have multiple delinquencies,
or CCCS. (Consumer Credit Counseling Service..see your phone book).
You'll find it easy to buy/lease cars etc after a Chapter 7/13 filing,
and after 2 years a mortgage is fairly easy, providing you "keep your
nose clean", (re-establish credt and NEVER pay late!) A few years down
the road you'll be miles ahead.

If you want to tough it out, I admire you for it. You have only two
options. More income or less outgo. Get hub to work immediately.  If
he's healthy there's $10 hr jobs everywhere. I know of a residential
window washer making 80k. on $30 start-up costs.  If this is not an
option due to parenting etc. start slashing. Sell the car if it's worth
more than 2k and get yourself a nice reliable 85 Camry like mine. (It
refuses to breakdown and cost nothing to drive. I'll keep it forever.) 

Hopefull some ideas you find here will help you in some way. Lots of
folks here are pulling for you and believe you'll be on a better track
before you know it. 

Good to see you using a free email service. Use a PC somewhere and find
a free internet connection. One of several is at http://www.netzero.com/
Then search for more money saing and income ideas.  You go girl!

================================================
Randy Barnes, Helping Hand Technologies
Get FREE Windows 98 web-based training at..
http://www.rbarnes.com 
================================================

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