insurance question

From: Klein Steven <SKLEIN@snm.org>
Subject: insurance question
Date: Tue, 9 Mar 1999 10:21:11 -0500

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Recently my insurance company decided not to renew my homeowners insurance.
The reason they gave me for non-renewal was frequency of claims. The policy
started in 1994. I had one claim for borken water pipe ($8700.00) that was
paid in 1/96. In fall of 1997 my wife lost her engagement ring. I did not
have extra coverage for mysterious lost of items. However, my agent said I
should file a claim anyway, maybe they would cover the ring, which I did.
The claim for the ring was rejected and no money was paid. 

However the insurance company (ERIE), now won't renew me because of 2 claims
within a 7 year period. The fact that one of the claims, no money was paid,
seems to not matter. Also I mentioned, the fact the agent suggested I file
the ring claim, seems to not matter. 

Is this legal, and is there anything I can do about this.

Sklein



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