Go to Jeff Salisbury LWGate Home Page.From: Sue_Nielsen@idx.com
Subject: Close Credit File to Pre-screen Offers/ also re:Rebate Credit Cards
Date: Fri, 22 Aug 1997 22:35:05 -0400 (EDT)
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Those of you who are equally annoyed by the thousand-and-one offers for ANOTHER credit card as well as the phone calls every time you sit down to eat might enjoy shutting them out for awhile. The number(s) to call for the big three credit reporting bureaus are: Equifax - 800 556-4711 Experian - 800 353-0809 Trans Union - 800 680-7293 They give you the option of shutting them out for two years or indefinitely (in which case they will send you a paper form to fill out and return). Here's to the life of one more tree (call it my Arbor day present for '97). >Jay Maness wrote: >Ira, the Apple card (5%!) program died about 18 months ago. >the best cards I know about now are the GE Rewards Mastercard and the >Discover Card >GE Rewards, I believe (data not in front of me) >$25 annual fee. I hope, cancellable on request. >.5% return on first $2500, >1% on next $2500, >1.5% on next $2500, >$2% on next $2500 >and no return on charges over $10K per year. >Phone 1-800-677-1050 >The Discover card, has the no annual fee >.25% return on first $1000 >.50% return on next $1000 >.75% return on next $1000 >1.00% return on any charges above the $3 K. >No limit to the charges you can be reimbursed for. Although I wrote last December to indicate that GE Rewards had not done a "blanket" $25 annual charge, I thought I would write one more time, because that notion seems to still be flying around. When the original news about the impending $25 annual fee for GE rewards was posted here, I called to find out if I was affected. It turned out that GE Rewards had only targeted 3-5% of the card holders based largely on when the account was opened and according to finance charges (obviously they were losing money to those who used the card for the rebate and never carried a balance). To make a long story short, the $25 annual fee is (was) a one-time deal, which is apparently no longer applicable for those opening new accounts. Now I'm reluctant to pass on this information in case everyone comes back and they implement it again ;-> Sue
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