best investment in middle age?

From: Ryo Imamura <imamura@elwha.evergreen.edu>
Subject: best investment in middle age?
Date: Tue, 24 Mar 1998 18:28:35 -0500 (EST)

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I have about $20K sitting in a low interest savings account.  I am a 53 
year old male who plans to work at the present occupation of college 
professor until 65.  My wife is the business manager for the local YMCA 
and will probably hold onto her position until she retires in about 20 
years.  We are comfortable with a pretty decent cash flow.  Given our 
current situation, what would be the best way to invest the $20K?  The 
stock market has been outrageously successful lately, but we read so much 
about how we are due for a downturn on Wall Street.  We have only 
invested in the past in mutual funds, bank savings accounts, IRAs and 
retirement accounts.  We would appreciate any advice on maximizing our 
investments without risking too much.  Thanks.

Ryo Imamura
imamura@elwha.evergreen.edu

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