THE TIME BANK
     

      Imagine there is a bank which credits your account each
      morning with $86,400, carries over no balance from day to
      day, allows you to keep no cash balance, and every evening
      cancels whatever part of the amount you had failed to use
      during the day.

      What would you do?  Draw out every cent, of course!

      Well, everyone has such a bank.   Its name is TIME.

      Every morning, it credits you with 86,400 seconds.  Every
      night it writes off, as lost, whatever of this you have
      failed to invest to good purpose.  It carries over no
      balance.  It allows no overdraft.

      Each day it opens a new account for you.  Each night it
      burns the records of the day.  If you fail to use the day's
      deposits,  the loss is yours.  There is no going back.  There
      is no drawing against the "tomorrow".

      You must live in the present on today's deposits.  Invest it
      so as to get from it the utmost in health, happiness and success!
      The clock is running.

      Make the most of today.  To realize the value of ONE YEAR,
      ask a student who has failed his exam.

      To realize the value of ONE MONTH,  ask a mother who has
      given birth to a premature baby.

      To realize the value of ONE WEEK,  ask an editor of a weekly
      newspaper.

      To realize the value of ONE DAY,  ask a daily wage laborer who
      has ten kids to feed.

      To realize the value of ONE HOUR,  ask the lovers who are
      waiting to meet or . . .

      To realize the value of ONE MINUTE,  ask a person who has
      missed the train.

      To realize the value of ONE SECOND,  ask a person who has
      survived an accident.

      To realize the value of ONE MILLI-SECOND,  ask the person who
      has won a silver medal in Olympics.

      Treasure every moment that you have!   And treasure
      it more because you shared it with someone special.. special
      enough to have your time...and remember time waits for no
      one...
       

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